Earning Made Easy.

If you are looking for more than just a savings account, a Bay State Savings Bank Money Market account may be your best solution! Our Money Market accounts provide higher interest rates than the traditional savings accounts and offer more liquidity than a CD.

Smile Worcester County Consumer Money Market

Offering you a rate to smile about. Your deposits into a Smile Worcester County Money Market Account will help Bay State Savings Bank support economic growth in those areas of Worcester County that need it most.

Minuteman Money Manager

With great interest rates and total protection, this account is perfect for those who do not need online banking or bill pay.