Home > Rates > First-Time Homebuyer Programs

First Time Homebuyer Programs

Effective Date: Thursday, Feb 20, 2020

For more information regarding our First-Time Home Buyer Programs, visit our Mortgages & Loans page. Ready to contact a Mortgage Specialist? Give us a call at 1-800-244-8161.

MassHousing First Time Homebuyer Mortgage

  • Rate: 3.75% APR: 4.153%*
  • Income limits up to $101,200 in Worcester County
  • Loan limits as high as $327,755 for a single-family home
  • Financing is also available for 2, 3 and 4-family homes. Contact us for details.

Want to learn more about purchasing a home? We can help. Attend one of our free Homebuyer Seminars!

*Annual Percentage Rate is subject to change at any time without notice. Other restrictions may apply. Payment amount borrowed on a $200,000 loan for 30 years at 4.153% APR is $926.23. Payment amount does not include escrow accounts for taxes and/or insurance, and actual payments may be greater. Other terms and conditions may apply.