Money Market Rates

Effective Date: Friday, Dec 6, 2019

APY* Minimum to Open
1.75% $5,000

Open Now

*Annual Percentage Yield (APY) may change at any time without notice. Fees may reduce earnings.

Minimum opening deposit of $5,000 required and is the amount necessary to avoid a monthly service charge of $7.00.

Minimum balance of $0.01 required to earn the stated APY. The interest rate and APY are variable and may change after the account is opened.

Opening an account requires new money from a source other than an existing Bay State Savings Bank account.

Account is limited to 6 third-party withdrawals per statement cycle. In-person withdrawals are unlimited.

Effective Date: Friday, Dec 6, 2019

APY* Minimum to Open
1.75% $5,000

To open an account, please call Customer Service at 508-890-9000 or 800-244-8161 or visit one of our branch locations.

*Annual Percentage Yield (APY) may change at any time without notice. Fees may reduce earnings.

Minimum opening deposit of $5,000 required and is the amount necessary to avoid a monthly service charge of $7.00.

Minimum balance of $0.01 required to earn the stated APY. The interest rate and APY are variable and may change after the account is opened.

Opening an account requires new money from a source other than an existing Bay State Savings Bank account.

Account is limited to 6 third-party withdrawals per statement cycle. In-person withdrawals are unlimited.

Effective Date: Friday, Dec 6, 2019

For Balances Of* APY* Minimum to Open
$0.01 to $499.99 0.10% $500
$500 and above 1.15% $500

Open Now

*Annual Percentage Yield (APY) may change at any time without notice. Fees may reduce earnings.

Minimum balance of $1,000 required to avoid a monthly service charge of $7.00.

Account is limited to 6 third-party withdrawals per statement cycle. In-person withdrawals are unlimited.

Effective Date: Friday, Dec 6, 2019

For Balances Of APY* Minimum to Open
$0.01 to $24,999.99 0.30% $5,000
$25,000 to $124,999.99 0.40% $5,000
$125,000 to $249,999.99 0.75% $5,000
$250,000 and up 1.25% $5,000

To open an account, please call Customer Service at 508-890-9000 or 800-244-8161 or visit one of our branch locations.

*Annual Percentage Yield (APY) may change at any time without notice. Fees may reduce earnings.

Minimum balance of $1,000 required to avoid a monthly service charge of $10.00.

Account is limited to 6 third-party withdrawals per statement cycle. In-person withdrawals are unlimited.