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-Our branch lobbies have returned to regular hours of operation. Learn more here!

-Please be aware there is an active telephone scam involving a robocaller that poses as a financial institution and asks for private information such as social security number. Learn more here. Questions? Contact us.

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Here For You

For whatever awaits on the horizon, our team is here and ready to help you finance your future.

Find some of our newest and best offers below.

Questions? Just contact us!

Paycheck Protection Program Second Draw Program

Apply for funding here!

Send and receive money fast..

..with Zelle® via Online and Mobile Banking!

A low mortgage rate! 3.125% (3.189% APR)*

Our 30 Year Fixed Rate Mortgage.
You (and your money) are safe with us.

Note: Our staff continues to exercise safety procedures to prevent coronavirus (COVID-19) spread. While our lobbies are now open, we encourage the use of  drive-up and online banking services.

For more on how we plan on keeping you, your finances, and our locations safe, click below!

Learn more!

About our safety procedures.

Protect yourself

Against fraud and identity theft.
Our Community

Our investment is beyond finance. Since 1895, we have continued to invest in relationships with our neighbors, customers, and organizations.

Stay in touch!

Follow us on social media. See our latest community efforts!

Charitable Foundation, Inc.

Funding programs and organizations since 2003.

Meet Benjie!

Our new mascot, Benjie the Bay State Beagle. Watch his latest adventures here!
Card Services

From mobile pay to security customization, program your debit or credit cards to your liking with our array of features.

Protect yourself

...from debit card fraud. Stay informed!

Lost your debit card?

Follow these steps. We'll help you!

Apply for a Credit Card

Your new credit card is just a few clicks away. Apply now.
Mortgages as low as
2.38%
APR*
Certificates as high as
0.65%
APY*
Checking as high as
1.00%
APY*
Auto Loans as low as
3.49%
APR*
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bay state logo with tag
28 Franklin Street
Worcester, MA 01608
800-244-8161
508-890-9090 (Español)
Routing Number: 211371023
NMLS#: 402171
©2019 Bay State Savings Bank.
All Rights Reserved.
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