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Coronavirus (COVID-19 Update): Effective Thursday, 3/19/2020, Bay State Savings Bank is OPEN but limiting service to Drive-up Banking, Online Banking, and Mobile Banking only, as we work together to prevent coronavirus spread. All branches are operating under normal business hours and remain fully staffed.

Mobile App Update: As of Monday, 4/27/2020, BSSB Mobile’s Card Services feature has been upgraded. Now you can customize security settings to your debit card through your mobile device with Card Valet. Learn more.

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You (and your money) are safe with us.

Note: Our staff is exercising safety procedures to prevent coronavirus (COVID-19) spread. While our locations remain OPEN, we encourage the use of  drive-up and online banking services.

For more on how we plan on keeping you, your finances, and our locations safe, click below!

Learn more!

About our safety procedures.

Protect yourself

Against fraud and identity theft.
Cheers!

This year, we celebrate our 125th anniversary, as the only mutual savings bank still headquartered in Worcester.

We owe our success to you, our customers, for your business and lasting relationship. Find our best offers for you below. Cheers!

 

A low mortgage rate! 3.375% (3.441% APR)*

Our 30 Year Fixed Rate Mortgage.

Our "1895" HELOC

1.895% APR (First 12 Months) WSJ Prime - 0.25% (For the remainder of the term)

Earn 0.75% APY*

With our Smile Worcester County Money Market Account.
Our Community

Our investment is beyond finance. Since 1895, we have continued to invest in relationships with our neighbors, customers, and organizations.

Stay in touch!

Follow us on social media. See our latest community efforts!

Charitable Foundation, Inc.

Funding programs and organizations since 2003.

Meet Benjie!

Our new mascot, Benjie the Bay State Beagle. Watch his latest adventures here!
Card Services

From mobile pay to security customization, program your debit or credit cards to your liking with our array of features.

Digital Wallet

With your BSSB Mastercard and mobile device, you can experience fast, simple, and secure online, in-store and in-app purchases. Learn how.

Instant Issue

Get your new debit card instantly!

Apply for a Credit Card

Your new credit card is just a few clicks away. Apply now.
Mortgages as low as
3.00%
APR*
Certificates as high as
1.25%
APY*
Checking as high as
2.01%
APY*
Auto Loans as low as
3.49%
APR*
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bay state logo with tag
28 Franklin Street
Worcester, MA 01608
800-244-8161
508-890-9090 (Español)
Routing Number: 211371023
NMLS#: 402171
©2019 Bay State Savings Bank.
All Rights Reserved.
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