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HERE FOR YOU

Helping you reach every milestone with your best interest in mind. Come in and speak with our team today.

Strong and Stable

Keeping your money safe, secure, and 100% insured. Click here to learn more.

Earn More, Worry Less

Limited time offers as high as 4.97% (5.08% APY*) to help you earn more on your money. Click here to learn more.

Small Business Loan Program

Help your business reach new heights. Click here to learn more!
Feel at Home

Accessible mortgage professionals. Quick service. Our team is here for you every step of the way.

7.625% (7.681% APR)

Learn more about our 30-Year Fixed Rate Jumbo!

90% LTV HELOC

Variable rate of prime plus 1.00% for the life of the loan
Our Community

Our investment is beyond finance. Since 1895, we have continued to invest in relationships with our neighbors, customers, and organizations.

Stay in touch!

Follow us on social media. See our latest community efforts!

Charitable Foundation, Inc.

Funding programs and organizations since 2003.

Meet Benjie!

Our mascot, Benjie the Bay State Beagle. Watch his latest adventures here!
Card Services

From mobile pay to security customization, program your debit or credit cards to your liking with our array of features.

Customize your debit card

Via your mobile device with CardValet. Card security made simple.

Lost your debit card?

Follow these steps. We'll help you!

Apply for a credit card

Your new credit card is just a few clicks away. Apply now.
Mortgages as low as
7.186%
APR*
Certificates as high as
5.08%
APY*
Checking as high as
0.50%
APY*
Auto Loans as low as
6.208%
APR*
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28 Franklin Street
Worcester, MA 01608
800-244-8161
508-890-9090 (Español)
833-888-0305 (24/7 Online Banking Call Center)
Routing Number: 211371023
NMLS#: 402171
©2023 Bay State Savings Bank.
All Rights Reserved.
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