Vehicle Loan Rates

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To apply for a vehicle loan, please contact our lending center at lending@baystatesavings.com or (508) 890-9056, or you may visit one of our branch locations.

Effective Date: Monday, Oct 21, 2019

APR* Term
3.49% 0-36 months
3.79% 37-84 months

*Annual Percentage Rates may change at any time without notice. Payment amount on $10,000 loan for 36 months at 3.49% Annual Percentage Rate is $292.98 per month. Payment amount on $10,000 loan for 37 months at 3.79% Annual Percentage Rate is $286.80 per month. Payment on $10,000 loan for 60 months at 3.79% Annual Percentage Rate is $183.22 per month. Payment on $10,000 loan for 84 months at 3.79% Annual Percentage Rate is $135.72 per month. Qualified applicants financing new 2019 – 2020 model year automobiles may borrow up to 100% of purchase price or book value, whichever is lower, for up to 84 months.

Effective Date: Monday, Oct 21, 2019

APR* Term
3.99% 0-36 months
4.25% 48-84 months

*Annual Percentage Rates may change at any time without notice. Payment amount on $10,000 loan for 36 months at 3.99% Annual Percentage Rate is $293.69, for 48 months at 4.25% Annual Percentage Rate is $226.91, for 60 months at 4.25% Annual Percentage Rate is $185.30, for 84 months at 4.25% Annual Percentage Rate is $137.84. Applicants financing a model year 2014 – 2018 are limited to 90% of purchase price or NADA book value; whichever is lower.

Effective Date: Monday, Oct 21, 2019

APR*
10.50%

*Annual Percentage Rates may change at any time without notice. Payment amount on $10,000 for 60 months at 10.50% Annual Percentage Rate is $214.94. Eligibility limited to 2015-2020 year models. Maximum loan to value ratio, based on book value, is 90%, including sales tax and filing fees.

Effective Date: Monday, Oct 21, 2019

APR*
11.50%

*Annual Percentage Rates may change at any time without notice. Payment amount on $10,000 loan for 36 months at 11.50% Annual Percentage Rate is $329.76. Eligibility limited to 2015 – 2020 year models. Maximum loan to value ratio is 80% of purchase price or book value, whichever is lower, including sales tax and filing fees.

Effective Date: Monday, Oct 21, 2019

APR*
5.99%

*Annual Percentage Rates may change at any time without notice. Payment amount on $10,000.00 loan for 48 months at 5.99% Annual Percentage Rate is $234.80. Eligibility limited to 2015 – 2020 year models. Maximum loan to value ratio, based on book value, is 90%, including sales tax and filing fees. Subject to credit approval.