Vehicle Loan Rates

Apply today!

To apply for a vehicle loan, please contact our lending center at lending@baystatesavings.com or (508) 890-9060, or you may visit one of our branch locations.

Effective Date: Monday, Apr 22, 2024

 

Rate APR* Term
6.75% 7.079% 12 – 60 months
7.50% 7.792% 61 – 72 months

*Annual Percentage Rates may change at any time without notice. Annual Percentage Rate includes $50 vehicle loan processing fee to be paid by borrower at closing. Payment amount on $10,000 loan for 60 months at 6.75% Interest Rate (7.079% APR) is $196.83 per month. Payment amount on $10,000 loan for 72 months at 7.50% Interest Rate (7.792% APR) is $172.90 per month.  Qualified applicants financing new 2023 – 2024 model year automobiles may borrow up to 100% of purchase price or book value, whichever is lower, for up to 72 months. Subject to credit approval.

Effective Date: Monday, Apr 22, 2024

 

Rate APR* Term
7.50% 7.844% 12 – 60 months
8.00% 8.301% 61 – 72 months

*Annual Percentage Rates may change at any time without notice. Annual Percentage Rate includes $50 vehicle loan processing fee to be paid by borrower at closing. Payment amount on $10,000 loan for 60 months at 7.50% Interest Rate (7.844% APR) is $200.38. Payment amount on $10,000 loan for 72 months at 8.00% Interest Rate (8.301% APR) is $175.33. Applicants financing a model year 2017 – 2022 are limited to 90% of purchase price or NADA book value; whichever is lower. Subject to credit approval.

Effective Date: Monday, Apr 22, 2024

 

Rate APR* Term
14.99% 15.219% 0-60 months

*Annual Percentage Rates may change at any time without notice. Annual Percentage Rate includes $50 vehicle loan processing fee to be paid by borrower at closing. Payment amount on $10,000 for 60 months at 14.99% Interest Rate (15.219% APR) is $237.85. Eligibility limited to 2019-2024 year models. Maximum loan to value ratio, based on book value, is 90%, including sales tax and filing fees. Subject to credit approval.

Effective Date: Monday, Apr 22, 2024

 

Rate APR* Term
14.99% 15.219% 0-60 months

*Annual Percentage Rates may change at any time without notice. Annual Percentage Rate includes $50 vehicle loan processing fee to be paid by borrower at closing. Payment amount on $10,000 for 60 months at 14.99% Interest Rate (15.219% APR) is $237.85. Eligibility limited to 2019-2024 year models. Maximum loan to value ratio is 80% of purchase price or book value, whichever is lower,including sales tax and filing fees. Subject to credit approval.

Effective Date: Monday, Apr 22, 2024

 

Rate APR* Term
11.99% 11.990% 0-60 months

*Annual Percentage Rates may change at any time without notice. Payment amount on $10,000 for 60 months at 11.99% Interest Rate (11.990% APR) is $222.39. Eligibility limited to 2019-2024 year models. Maximum loan to value ratio, based on book value, is 80%, including sales tax and filing fees. Subject to credit approval.