Please visit any of our convenient branch locations to open the above CD Specials.
Effective Date: Monday, Oct 3, 2022
Annual Percentage Yield (APYs) current as of Monday, Oct 3, 2022. Annual Percentage Yields (APYs) current as of Thursday, Sep 1, 2022. The stated APY assumes interest will remain on deposit until maturity. Minimum balance to obtain disclosed APY is $0.01. Relationship Plus CD Specials are subject to the following extra Account Conditions to obtain the disclosed APY during the term: (1) you must maintain a Bay State Savings Bank checking account; (2) you must maintain a Bay State Savings Bank debit card; (3) you must register and receive monthly e-Statements; and (4) you must receive a minimum of $500 in monthly Qualified Direct Deposits. Qualified Direct Deposits are deposits of regular monthly income (such as your wages, pension, or Social Security benefits) that are made by your employer or other payer using the account and routing numbers that you provide to them. Teller deposits, wire transfers, Online and Mobile Banking transfers, transfers from one account to another, and ATM transfers and deposits are examples of deposits that are not Qualified. The interest rate is variable and may change on the Relationship Plus CD Special accounts if Account Conditions are no longer met. Any reduced interest rate will take effect no earlier than the 1st of the month following the date on which Account Conditions were no longer met. Fees can reduce earnings. A penalty will be imposed for early withdrawal. Additional terms and conditions apply. Offer subject to change without notice.
To open an account, please call Customer Service at 508-890-9000 or 800-244-8161 or visit one of our branch locations.