Please visit any of our convenient branch locations to open the above IRA Special.
*APY is Annual Percentage Yield and accurate as of Tuesday, Jul 15, 2025. $1,000 minimum to open. This account must be funded only by New Money. “New Money” means money used to fund this account that comes from a source other than a Bay State Savings Bank account. New Money does not include money that is temporarily routed from a Bay State Savings Bank account to one or more other destinations or mediums that are then used to fund the account. Minimum $0.01 to earn stated APY. Fees may reduce earnings. Penalty may be imposed for early withdrawal. Limited time offer and subject to change without notice. Additional terms and conditions apply. IRAs must be opened in person. Please consult a tax advisor.
Effective Date: Tuesday, Jul 15, 2025
To open an account, please call Customer Service at 508-890-9000 or 800-244-8161 or visit one of our branch locations.
**Annual Percentage Yields (APY) and Interest Rates are for fixed rate IRAs and may change at any time without notice. Minimum opening deposit of $500 is required for all fixed rate IRAs and is the minimum balance required to receive stated APYs. Fees may reduce earnings. A penalty may be imposed for early withdrawal. These offers are subject to change without notice. Additional terms and conditions may apply. IRAs must be opened in person. Please consult a tax advisor.
***Annual Percentage Yields (APY) may change at any time.. Minimum opening deposit of $10 is required. Minimum balance to receive stated APY is $0.01. Fees may reduce earnings. This offer is subject to change without notice. Additional terms and conditions may apply. IRAs must be opened in person. Please consult a tax advisor.