Savings Rates

Effective Date: Thursday, Dec 3, 2020

For Balances Of APY* Minimum to Open
$0.01 to $24,999.99 0.10% $10
$25,000 to $74,999.99 0.15% $10
$75,000 to $249,999.99 0.20% $10
$250,000 and up 0.10% $10

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*Requires Gold Reward Checking with direct deposit and minimum combined balance of $5,000 to waive $15 monthly maintenance fee on checking.

*Annual Percentage Yield (APY) may change at any time without notice. Fees may reduce earnings.

Effective Date: Thursday, Dec 3, 2020

For Balances Of APY* Minimum to Open
*If qualifications are met $0.01 to $50,000.00 0.50% $0
*If qualifications are met $50,000.01 and above 0.25% $0
*If qualifications are not met Entire Balance 0.05% $0

To open an account, please call Customer Service at 508-890-9000 or 800-244-8161 or visit one of our branch locations.

*APY=Annual Percentage Yield. APYs accurate as of Thursday, Dec 3, 2020. Kasasa rates and rewards are variable and may change after account is opened. No minimum to open any Kasasa account. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current Statement Cycle through one day prior to the close of the current Statement Cycle. “Statement Cycle” means the period of time for which Bay State Savings Bank provides a summary of the financial activities and transactions that post and settle to the accountholder’s account. Kasasa Saver: Interest earned in Kasasa Cash and cash back earned in Kasasa Cash Back are automatically transferred to Kasasa Saver each Statement Cycle and does not compound. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualification in the linked Kasasa Cash or Kasasa Cash Back are met each Monthly Qualification Cycle: (1) balances up to and including $50,000 in Kasasa Saver receive an APY of 0.50%; and (2) balances over $50,000 in Kasasa Saver earn 0.25% interest rate on portion of balance over $50,000 resulting in 0.50% to 0.33% APY depending on the balance. If qualifications are not met on the linked Kasasa Cash or Kasasa Cash Back account, all balances in Kasasa Saver earn 0.05% APY. Transfers between accounts do not count as qualifying transactions. Limit one account per SSN. Kasasa, Kasasa Cash, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A. Fees may reduce earnings.

Effective Date: Thursday, Dec 3, 2020

Current APY* Minimum to Open
0.15% $10

Open Now

*Annual Percentage Yield (APY) may change at any time without notice.

Minimum balance to receive stated APY is $0.01. Fees may reduce earnings.

Effective Date: Thursday, Dec 3, 2020

Current APY* Minimum to Open
0.15% $1

To open an account, please call Customer Service at 508-890-9000 or 800-244-8161 or visit one of our branch locations.

No minimum monthly balance requirements.

*Annual Percentage Yield (APY) may change at any time without notice.

Minimum balance to receive stated APY is $0.01. Fees may reduce earnings.

Effective Date: Thursday, Dec 3, 2020

Current APY* Minimum to Open
0.15% $10

To open an account, please call Customer Service at 508-890-9000 or 800-244-8161 or visit one of our branch locations.

No minimum monthly balance requirements.

*Annual Percentage Yield (APY) may change at any time without notice.

Minimum balance to receive stated APY is $0.01. Fees may reduce earnings.

Effective Date: Thursday, Dec 3, 2020

Current APY* Minimum to Open
0.15% $10

To open an account, please call Customer Service at 508-890-9000 or 800-244-8161 or visit one of our branch locations.

No minimum monthly balance requirements.

*Annual Percentage Yield (APY) may change at any time without notice.

Minimum balance to receive stated APY is $0.01. Fees may reduce earnings.

Restricted withdrawals. Withdrawals may result in account closing.