Please note that all Bay State Bank branches will close early at 3:00 PM on Tuesday, February 10, 2026, for a bank-wide staff meeting. As always, our ATMs, Online, and Mobile Banking will be available for your convenience.
Effective Date: Tuesday, Feb 10, 2026
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*Annual Percentage Yield (APY) may change at any time without notice.
Minimum balance to receive stated APY is $0.01. Fees may reduce earnings.
To open an account, please call Customer Service at 508-890-9000 or 800-244-8161 or visit one of our branch locations.
No minimum monthly balance requirements.
Restricted withdrawals. Withdrawals may result in account closing.