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CD Rates

Effective Date: Friday, May 27, 2022

Term Interest Rate APY*
3-month certificate 0.15% 0.15%
6-month certificate 0.20% 0.20%
12-month certificate 0.25% 0.25%
18-month certificate 0.30% 0.30%
24-month certificate 0.35% 0.35%
36-month certificate 0.40% 0.40%
48-month certificate 0.45% 0.45%
60-month certificate 0.60% 0.60%

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*Annual Percentage Yields (APY) and Interest Rates may change at any time without notice and at the Bank’s discretion. Minimum opening deposit of $1,000 is required for all CDs except the 3-month certificate. Minimum deposit to open a 3-month certificate is $5,000. Stated minimum opening deposits are the minimum balances required to receive the stated APYs. Fees may reduce earnings. A penalty may be imposed for early withdrawal. The Bank reserves the right to institute or change maximum balance limits on monies on deposit by a depositor or in any specific account at any time. If balances exceed a maximum limit, the Bank reserves the right not to pay interest on the balance exceeding the maximum or to transfer the exceeding amount into a non-interest bearing account. We use the daily balance computation method to calculate interest on your accounts, This method applies a daily periodic rate to the principal in the account each day.