The Consumer Tiered Money Market Account is ideal for anyone seeking competitive, higher interest rates and easy access to funds. View this product’s full range of benefits below! Requirements and fees: Minimum opening deposit of $5,000 to open Minimum balance requirement of $1,000 to avoid monthly maintenance charge of $10* Benefits: Competitive interest rates Complimentary Bay State Online Banking Free ATM transactions*** Telephone Banking**** Open an account today! Open An Account View Rates Questions? Simply contact our Customer Service team at 508-890-9000 or 800-244-8161 or visit one of our branch locations.