Commercial Lending

At Bay State Savings Bank, we understand no business is alike. With us, you have instant access to a team of Commercial Lenders, who will work with you every step of the way and tailor the line or loan that best suits the needs of your business.

Visit Our Lending Center          Meet Our Commercial Lenders

Questions? Get in touch with us at (508) 890-9050 or (800) 244-8161, or by email at

Your bank deposits are protected. Not one penny of insured savings has ever been lost by a customer of a federally insured bank. Bay State Savings Bank is insured by both the Federal Deposit Insurance Corporation (FDIC) and the Depositors Insurance Fund (DIF). The FDIC insures all deposits up to $250,000 per account owner. All deposits above the FDIC limits are fully-insured by the DIF. Deposit insurance requires no applications or special forms. Depositors automatically receive full-coverage at no cost whenever they make a deposit at Bay State Savings Bank.

Should you endure income loss due to recent job shutdown or reduction of work hours, please reach out. We are here for you. Please contact us, so we may help you develop an action plan to remedy any financial challenges you are experiencing at this time.

Compiled below are resources we suggest our business customers refer to in their search for financial assistance. Please email us at should you have any questions.

Small Business Administration
Note: The SBA also recommends those who are interested should visit WWW.SBA.GOV/MA and sign up for their email.  This is the vehicle they will be using to update businesses on the status of new loans.

North Central Chamber of Commerce – Emergency Micro Loan

Greg Hill Foundation