Please note: All Bay State Savings Bank locations will be closed on Monday, September 1st, in observance of Labor Day. As always, our ATMs and online/mobile banking services are available 24/7.
Effective Date: Friday, Aug 22, 2025
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*Annual Percentage Yield (APY) may change at any time without notice.
Minimum balance to receive stated APY is $0.01. Fees may reduce earnings.
To open an account, please call Customer Service at 508-890-9000 or 800-244-8161 or visit one of our branch locations.
No minimum monthly balance requirements.
Restricted withdrawals. Withdrawals may result in account closing.