First Time Homebuyer Programs

Effective Date: Saturday, Feb 14, 2026

Accessible professionals. Quick service. Our team is here for you every step of the way. For a rate quote, contact us below.

Call: (508) 890-9060 | Email: lending@baystatesavings.com

For those interested in a First Time Homebuyer Mortgage:

We can provide you more information on the following:

• Rates (contact Retail Lending: (508) 890-9060 | lending@baystatesavings.com)
• Worcester County income limits
• Single-family home loan limits
• Financing for 2, 3, and 4-family homes
• And more

Want to learn more about the overall process of purchasing a home? Attend one of our free Homebuyer Seminars!

More information about upcoming seminars coming soon!