Checking Account Rates

¹: APY=Annual Percentage Yield. APY is accurate as of Saturday, Feb 14, 2026. Rates are subject to change. Minimum deposit of $50.00 to open account. When Monthly Qualifications* are met, Nationwide ATM fees incurred during monthly cycle will be reimbursed up to $10 and will be credited to the account on the last day of monthly statement cycle. Balances in your EZ Relationship Rewards Checking account up to and including $1,500 receive an APY of 1.00%*; and balances over $1,500 earn an APY of 0.01%. Transactions may take one or more banking days from the date transaction was made to post and settle to account. Fees may reduce earnings. *Monthly Qualifications: Receive direct deposit(s) totaling $1,200 monthly or maintaining a combined minimum balance among all Checking and Savings accounts held by the same Tax Reported Owner of at least $10,000 each day of the qualification cycle. Eligible direct deposits are limited to electronic direct deposits of items such as your payroll, pension, and government benefit payments made through the Automated Clearing House (ACH) to your personal account. Have a least 12 PIN-based or signature-based debit card purchases of $3 or more. Enroll in Online Banking and EZ Statements.Open Now