Checking Account Rates

Effective Date: Friday, Apr 19, 2024

¹APY=Annual Percentage Yield. APY is accurate as of Friday, Jan 5, 2024. Rates are subject to change.  No minimum deposit amount to open account.  Nationwide ATM fees incurred during monthly cycle will be reimbursed up to $20 (up to $5.00 per ATM fee transaction) and will be credited to the account on the last day of monthly statement cycle. Balances in your Interest Checking account up to and including $20,000 receive an interest rate of 0.299% (0.30% APY*); and balances over $20,000 earn 0.01% interest rate on the portion of the balance over $20,000 resulting in a range from 0.30% to 0.06% APY depending on the balance. This quote APY range assumes a deposit amount of $120,000.  Transactions may take one or more banking days from the date transaction was made to post and settle to account.  If you have a Flex Savings account, the interest earned in the Interest Checking will automatically be transferred to Flex Savings each monthly statement cycle. You are not required to have a Flex Savings account, if you don’t the interest earned will remain in the Interest Checking account. The Flex Savings APYs may be less than Interest Checking APYs. Limit one account per SSN. Fees may reduce earnings.

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