Skip to content

Please note, on Tuesday, October 3, all branches will close at 4 p.m. for a bank-wide staff meeting.

Accounts
Loans
About
Locations
Contact
1-800-244-8161
Search

Username

Password

Register:

Personal
Business

Personal
Banking

Checking Accounts

Savings Accounts

Money Market

CDs & IRAs

Mobile Banking

Card Services

Safe Deposit Boxes

Additional Services

Homebuyer Seminars

Debit Card Protection (CardValet)
Mortgages & Loans

Mortgages

First-time Homebuyers

Home Equity Lines & Loans

Mass Save HEAT Loan

Vehicle Loans

Consumer Loans
First-time Homebuyers Construction Loans
Resources
Resources

E-Banking Services

Education Center

Calculators

Alerts

E-Statements

Social Media Policy

Privacy Policy

Fighting Fraud
FAQs

Online Banking FAQs

Financial Safety

Reorder Checks

Financial Literacy

Zelle® (New!)
Business
Business Banking

Cash Management Services

Checking Accounts

Savings and Money Market Accounts

Card Services

Business Online Banking
Business Lending Center

Commercial Loans

Commercial Lines of Credit

Commercial Construction Loans

Commercial Real Estate Loans

Commercial Small Business Administration Loans

Small Business Loans

Equipment Loans

Letters of Credit

Meet our Commercial Lenders
Rates
Checking Rates Savings Rates Certificates of Deposit Rates Individual Retirement Account Rates Money Market Rates Mortgage Rates First-Time Homebuyer Programs Home Equity Rates Vehicle Loan Rates Personal Loan Rates
Username

Password
Register:
- Personal
- Business

Personal
- Banking
- Checking Accounts
- Savings Accounts
- Money Market
- CDs & IRAs
- Mobile Banking
- Card Services
- Safe Deposit Boxes
- Additional Services
- Homebuyer Seminars
- Debit Card Protection (CardValet)
- Mortgages & Loans
- Mortgages
- First-time Homebuyers
- Home Equity Lines & Loans
- Mass Save HEAT Loan
- Vehicle Loans
- Consumer Loans
Resources
- Resources
- E-Banking Services
- Education Center
- Calculators
- Alerts
- E-Statements
- Social Media Policy
- Privacy Policy
- Fighting Fraud
- FAQs
- Online Banking FAQs
- Financial Safety
- Reorder Checks
- Financial Literacy
- Zelle® (New!)
Business
- Business Banking
- Cash Management Services
- Checking Accounts
- Savings and Money Market Accounts
- Card Services
- Business Online Banking
- Business Lending Center
- Commercial Loans
- Commercial Lines of Credit
- Commercial Construction Loans
- Commercial Real Estate Loans
- Commercial Small Business Administration Loans
- Small Business Loans
- Equipment Loans
- Letters of Credit
- Meet our Commercial Lenders
Rates
Checking Rates Savings Rates Certificates of Deposit Rates Individual Retirement Account Rates Money Market Rates Mortgage Rates First-Time Homebuyer Programs Home Equity Rates Vehicle Loan Rates Personal Loan Rates

Accounts
Loans
About
Locations
Contact
1-800-244-8161
Search

Home > Mortgages

Mortgages

April 1, 2020

Mortgages as low as

7.260%

APR

Certificates as high as

Personal

Checking Accounts
Savings Accounts
Money Market
CDs & IRAs
Mobile Banking
Card Services
Additional Services
Homebuyer Seminars

Business

Checking Accounts
Savings Accounts
Card Services
Online Banking
Lending Center

Resources

E-Banking Services
Education Center
Calculators
Alerts
eStatements
FAQs
Financial Safety
Financial Literacy
Reorder Checks
NMLS Loan Originators List
Privacy Policy
Website Usage Policy
Social Media Policy
Sitemap

Rates

Checking Rates
Savings Rates
Certificates of Deposit Rates
Individual Retirement Account Rates
Money Market Rates
Mortgage Rates
First-Time Homebuyer Rates
Home Equity Rates
Vehicle Loan Rates
Personal Loan Rates

28 Franklin Street
Worcester, MA 01608
800-244-8161
508-890-9090 (Español)
833-888-0305 (24/7 Online Banking Call Center)

Routing Number: 211371023

NMLS#: 402171

Facebook
Instagram
LinkedIn
Twitter
YouTube

BBB Accredited Business
Equal Housing Lender
FDIC
DIF

PLEASE NOTE: You are leaving the Bay State Savings Bank website. By clicking “Ok” below, you will enter a website created, operated, and maintained by a private business or organization. Bay State Savings Bank provides this link as a service to our web site visitors. We are not responsible for the content, views, or privacy policies of this site. We take no responsibility for any products or services offered by this site, nor do we endorse or sponsor the information it contains.

Websites change location, ownership, and address frequently. Bay State Savings Bank is not responsible for the accessibility of this link. Please e-mail marketing@baystatesavings.com if you discover that a link is no longer working.

PLEASE NOTE: Email is not a secure transmission route. Thus we ask that you never send sensitive personal information like Social Security numbers, Account numbers, Credit Card numbers or any type of password via email to Bay State Savings Bank or anyone else. Please call us when submitting this information.