The Power of Saving Automatically: Let Bay State Bank Help You Start Today!

April 7, 2025

At Bay State Bank, we’re proud to participate in America Saves Week, a national campaign that empowers individuals and families to build financial stability through simple, practical habits. This year, we’re focusing on one of the most powerful saving strategies out there: Saving Automatically.

Why Save Automatically?

Let’s face it—saving money can feel like a challenge when life is pulling us in every direction. But here’s a secret: you don’t have to think about it. That’s the beauty of saving automatically.

When you set up automatic transfers or enroll in programs like our EZ Swipe & Save, you’re making saving a habit that happens without effort. It’s like putting your savings on autopilot. No guesswork, no “I’ll do it next paycheck,” no missed opportunities to grow your savings.

Introducing EZ Swipe & Save — Your Effortless Saving Companion

Saving doesn’t have to be complicated. With EZ Swipe & Save, every time you use your Bay State Bank debit card for everyday purchases—think groceries, coffee, gas, online shopping—we automatically round up your purchase to the nearest dollar and transfer the difference into your Bay State Bank savings account.

It’s small change that adds up fast. Here’s how easy it is:

  1. Log into online banking.

  2. Go to Additional Services > Secure Forms.

  3. Select the EZ Swipe & Save Opt-In form.

  4. Fill it out and submit!

You’ll need an active Bay State Bank checking and savings account to enroll.

Real Benefits for Real Life

  • Effortless saving every time you spend

  • Build an emergency fund or reach savings goals faster

  • Stay consistent—even if you forget to transfer money manually

  • Peace of mind knowing your future is in motion

Over time, these small round-ups become real progress. Imagine having a cushion for unexpected expenses or enough saved up for a vacation or a holiday fund—just by doing what you already do every day.

This America Saves Week, Make the Commitment

Join us in making smart, simple financial moves. Enroll in EZ Swipe & Save today and start saving automatically. It’s a small step with a big impact—and your future self will thank you.

Let’s grow your savings—together.

👉 Enroll Now in EZ Swipe & Save

Don’t Have a Bay State Account Yet?

No worries—we’ve made it easy to get started. If you need a checking or savings account (or both!) to begin saving automatically with EZ Swipe and Save, you can open one online today:

👉 Open an Account Now

*To be eligible for this service, you must have active checking and savings accounts with Bay State Bank.