All Bay State Bank locations will be closed on Thursday, November 27, in observance of Thanksgiving Day. Our ATMs and online and mobile banking services will continue to be available 24/7.
Effective Date: Sunday, Nov 23, 2025
Open Now
*Annual Percentage Yield (APY) may change at any time without notice.
Minimum balance to receive stated APY is $0.01. Fees may reduce earnings.
To open an account, please call Customer Service at 508-890-9000 or 800-244-8161 or visit one of our branch locations.
No minimum monthly balance requirements.
Restricted withdrawals. Withdrawals may result in account closing.