Because you deserve to be rewarded.

Introducing the Gold Rewards Account!

The Gold Rewards Account is a checking account and a savings account under one great name!*  As a Gold Rewards customer, you will be rewarded with:

Premier Savings Rates - Up to 3.10%APY**
The Gold Rewards Savings Account offers superior tiered rates.  And since your money isn't tied up, like in a CD, your funds are easily accessible at all times!  Click here to view our Gold Rewards Savings rates.

FREE Generations Gold Access***
Generations Gold is a value club that offers great discounts on travel, dining, entertainment, and everyday necessities.  Click here to learn how you can save thousands with Generations Gold.

FREE Bay State Online Banking & Bill Pay
As another reward, our Gold Rewards customers receive Bay State Online Banking and bill payment services for FREE!  You can check balances, make transfers and pay bills without spending a cent on service fees!

Get these rewards and many more today.  Simply keep a minimum combined balance of $5,000 between all of your deposit accounts and have at least one direct deposit made each month into your Gold Rewards Checking Account, and watch your savings grow!

*The Gold Rewards Account requires a daily combined bank-wide balance of $5,000 and one monthly direct deposit made into the Gold Rewards Checking account to waive a $15 monthly service charge.  Minimum deposit required to open each account is $10.  **Annual Percentage Yield is accurate as of 5/9/08 and is subject to change at any time without notice.  The following tiers and rates apply: balances of $0.01 to $24,999.99 earn 1.25%APY.  Balances of $25,000 to $74,999.99 earn 3.00%APY.  Balances of $75,000 to $249,999.99 earn 3.10%APY.  Balances of $250,000 and above earn 1.25%APY.  Fees may reduce earnings on this account.  ***Generations Gold membership is free for one year from the date of account opening.  A quarterly charge of $4.75 will apply thereafter.



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