Looking for simplicity? Basic Checking is a non-interest bearing account that allows for up to 15 withdrawals per monthly statement cycle and has no minimum balance requirements!
In addition, the account offers:
- No daily or monthly minimum balance requirement
- Overdraft protection available (upon approval)
- A service charge will apply each month1
- An additional service charge will apply for each withdrawal made above 15 total withdrawals or any checks over 8 checks per statement cycle.1
- Free Online Banking & Bill Pay2
- Free Telephone Banking2
- Free Mobile Banking2
- Free EMV Debit MasterCard
- Free Electronic Point-of-Sale transactions and ATM transactions at Bay State ATMs
- $10 deposit needed to open
Open an account today!
1Please refer to Bay State Savings Bank Retail Fee Schedule for current fees and charges.
2Standard internet/telephone carrier rates & fees apply.
Visit our Additional Services Page for information regarding our ATM services.
Each depositor is insured by the FDIC to at least $250,000. All deposits above the FDIC insurance amount are insured by the Depositors Insurance Fund (DIF).