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I bank there because …..they get it! The service is excellent; the people are friendly and helpful, and the products have suited my personal and business needs for many years. Bay State Savings Bank is great! When I needed financing to expand my business, Bay State was there to assist me, offering great rates. They worked with me, allowing me to stop worrying about money and stay focused on my business.”
-Joni Milluzzo, owner of Apple HomeCare


I’m growing my business the same way I raised my children, with great care and pride – and always in pursuit of excellence. That’s why I am committed to hiring high quality people and offering high quality service. But none of this would matter, if I didn’t have a high quality bank behind me. I started CAC with an SBA 504 loan from Bay State, and now, I do all of my banking there!
-Dr. Jennifer Hylton, Counseling & Assessment Clinic of Worcester