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Hours & Locations

Bay State Savings Bank has seven convenient locations to help better serve our customers. Bay State Savings Bank will have NEW BRANCH HOURS effective July 1, 2017. Click here for details.

Choose a Branch Location

The Bay State Loan Center®

Worcester Locations

Holden Locations

Auburn Locations

SUM ATMs - It's your money. Save SUM.

Bay State Savings Bank is a SUM Network Member, which means you can use thousands of SUM-designated ATMs nationwide surcharge free! You don't have to do anything to enjoy the benefits of SUM - no registration process, no additional card. Just look for SUM ATMs and experience ATM convenience without paying a premium.