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Hours & Locations

Bay State Savings Bank has seven convenient locations to help better serve our customers.

Choose a Branch Location

The Bay State Loan Center

Worcester Locations

Holden Locations

Auburn Locations

SUM ATMs - It's your money. Save SUM.

Bay State Savings Bank is a SUM Network Member, which means you can use thousands of SUM-designated ATMs nationwide surcharge free! You don't have to do anything to enjoy the benefits of SUM - no registration process, no additional card. Just look for SUM ATMs and experience ATM convenience without paying a premium.