Lending Services

With a Bay State Savings Bank loan or line of credit, your dream of a new home, a new car and even your child’s college education can all be within reach.  We offer a wide range of flexible terms and repayment options, so that you can find the perfect financing for your situation.  

The Bay State Loan Center
Located at 28 Franklin Street, Worcester, the Bay State Loan Center is the best place to meet all of your personal and business lending needs.  
     The Bay State Loan Center

Mortgages
Feel at home with a Bay State Savings Bank mortgage.
     Learn More
     Apply for a Mortgage Online 
     Mortgage Programs & Rates 
     Buy Worcester Now Program & Rates
     First-Time Homebuyer Programs & Rates
     Meet our Mortgage Specialists

Home Equity Lines & Loans
Unlock the value of your home with a Bay State Home Equity.
     Learn More
     Home Equity Programs & Rates
     Apply for a Home Equity Line or Loan Online

Vehicle Loans
Get where you need to go with a fast and easy Bay State vehicle loan.
     Vehicle Loan Rates

Personal Loans
From wedding expenses to a dream vacation, a personal loan from Bay State Savings Bank is a great way to achieve your goals.
     Personal Loan Rates