Bay State Online

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Love Your Computer. FREE Online Account Access 24/7.

With Bay State Online® go online anytime, anywhere using a computer with an Internet connection and a secure browser. View your account balances and transactions, transfer funds between accounts, pay your bills, set up account alerts and much more.

WARNING: Unauthorized access or use of this website is not permitted and constitutes a crime punishable by law.

Online Banking
Bay State Online® provides a secure and easy way to manage your finances – anytime, anywhere. Plus, it’s absolutely free! Have questions or concerns about signing up or logging in? Call us at (800) 335-2873 for assistance.
                View Our Online Banking Video
                Sign Up for Online Banking
                Add/Delete Accounts

Bill Pay
Bill Pay offers you the convenience of paying your bills online when and how you want. You can pay all your bills in under a minute with our secure, easy system. Plus, your payments are guaranteed! Once you see how easy and safe it is, you’ll never pay a bill by check again!
View Bill Pay Demo

100% Payment Guarantee
Since our Bill Pay service is so secure and reliable, we back-it-up with a 100% Payment Guarantee. You will never pay a late fee or penalty for properly scheduled payments. No questions asked.

Money HQ
When it comes to protecting your identity, you’re the first line of defense. Money HQ makes it easy by allowing you to:

Monitor all of your accounts on one screen, whether they are with Bay State Savings Bank or another financial institution
Receive account balance and payment due date alerts
Easily track credit card transactions as they happen
Securely transfer money between your accounts at most financial institutions

Online Security
Bay State Online uses Secure Sockets Layer (SSL) encryption to ensure the security and confidentiality of your online transactions, and reverse authentication confirms that you are on the Bank's secure site. Never share your login information with anyone or save it on your computer. Make sure that your password is hard to guess, instead of using your birth date, pet’s name or other obvious clues. For more information about online security call us at (800) 335-2873.